Whether you’re ready or not, the month of December will soon be here. For most of us, that means lots of expensive gift giving and costly entertaining. Some people plan ahead by shopping for presents all year round. Others have budgeted and saved methodically for the season.

But if you’re like most, you’re probably getting stressed out just reading this article because you dread the upcoming expenses of the holiday. You may even be wondering how you are going to come up with the money. If that’s the case, here’s a strategy to plan your holiday spending now and make the year-end a little less bumpy.

Read more at Mamiverse.

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